Every tool below is complimentary — built for Silicon Valley buyers navigating RSU compensation, tech visa financing, and a competitive market that moves faster than anywhere else. Use them to run the numbers before our first conversation.
Calculators
Buying Power Calculator
Enter your income, debts, and down payment to see exactly what price range you qualify for in today’s Silicon Valley market.
DTI Calculator
See how your debt-to-income ratio affects the mortgage amount you can qualify for — and what to pay down first.
Mortgage Payment Calculator
Model your true monthly cost including principal, interest, taxes, and insurance across different loan amounts and rates.
HELOC Calculator
Estimate how much home equity you can access and what your draw-period payments would look like.
Specialty Tools
RSU Calculator Tech
Convert your unvested RSU grant into usable buying power — accounting for vesting schedules, tax withholding, and Silicon Valley’s RSU-addback lending rules.
H1B Mortgage Guide Visa
Understand which lenders accept H1B/OPT status, what documents you need, and how visa classification affects loan options in Silicon Valley.
First-Time Buyer Guide
California down-payment assistance programs, step-by-step timeline, and what first-time buyers often miss in a competitive offer situation.
Bridge Loan Calculator
Model the costs of buying before you sell — compare bridge loan fees, carry costs, and timing scenarios for your specific situation.
Reverse Mortgage Calculator
For homeowners 62+: estimate how much equity you can access through an FHA-insured HECM without monthly mortgage payments.
Research Tools
Compare Cities
Side-by-side data on 27 Bay Area cities — median prices, school ratings, commute times, property taxes, and crime indices in one dashboard.
School District Guide
Interactive map of top-rated Silicon Valley school boundaries with API scores, enrollment stats, and the neighborhoods they serve.
Property Tax Estimator
Calculate your annual property tax under Prop 13, including base rate and common Mello-Roos or special assessment overlays by city.
ADU Value Calculator
Estimate how adding an accessory dwelling unit affects your home’s appraised value and monthly cash flow as a rental.
Offer Strategy Tool
Data-driven guidance on escalation clauses, contingency waivers, and positioning in a multiple-offer scenario — drawn from 500+ Silicon Valley transactions.
