New-Home Incentive Tracker

Builder incentives, verified, and what they're really worth to you

Every offer checked on the builder's own site. As a REALTOR® and mortgage originator, I'll show you whether the buydown beats a price cut before you sign.

Xavier Williams
Xavier Williams
Top 5% · Santa Clara County Association of REALTORS® · 2023–2025
5.0 average client rating · Read reviews
—
verified offers
Loading the latest verified offers…
Important disclosures

Offers change often. I confirm current terms before your first visit.

Example payments are principal and interest only, computed from each builder's published example loan. Taxes, insurance and any HOA dues aren't included, so an actual payment will be higher. Adjustable-rate payments after the fixed period use a recent index value and will change.

The “What’s this worth to me?” estimates are principal and interest only, computed from the rates each builder published for the price and down payment you enter. They exclude property taxes, homeowners insurance, HOA dues and Mello-Roos, and they are estimates, not a loan offer; each rate is offered by the builder’s lender named on the offer, subject to that lender’s terms. The comparison uses the Freddie Mac Primary Mortgage Market Survey 30-year fixed average as of the date shown, which is a survey average and not a rate offered to you.

Rates, APRs and terms shown are the figures each builder's lender published, verified on the builder's website on the date shown on each offer. They are not a loan offer, a rate lock or a commitment to lend. Many incentives require the builder's affiliated lender and apply only to select homes or loan programs.

Equal Housing Opportunity.

DUAL-LICENSED ADVANTAGE

Know the real monthly numbers before you visit

Builder incentives look different once the buydown ends or the ARM adjusts. As a dual-licensed REALTOR® and Mortgage Loan Originator, I'll walk you through each offer's full terms and register you with the builder before your first visit.

Book a private consultation