REAL ESTATE & MORTGAGE INSIGHTS
Market Intelligence for
Silicon Valley & Central Valley
Data-driven insights on mortgage rates, market trends, and relocation strategies from a Top 5% Bay Area Realtor and licensed Mortgage Broker. Your guide to navigating the San Jose to Central Valley corridor.
Fed Cuts Rates, Will Mortgage Rates Follow in 2025?

The Federal Reserve Cut the short term federal funds rate by 0.25% to a range of 4.25%-4.50%. Yet mortgage rates actually increased after the Federal Reserve cut short term interest rates. Have you ever wondered why mortgage rates, which are the interest you pay on home loans, aren’t getting lower l
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